Margaret Kral is CEO and co-founder of systemCHANGR, a global curated community of change-makers united by the common goal of catalyzing measurable systems change in organizations so that they can realize the full potential of human, social, financial, and natural capital. She is also the COO for Island 17, a web3 collective impact game designed by youth and the young at heart, to address the United Nations’ Sustainable Development Goals. Prior to jumping into entrepreneurial ventures, Margaret was a Community Bank President for Wells Fargo and in banking and finance for 28 years. Margaret is all in on decentralized organizations and finance as the future for